In the Toolbox (Handbook Volume 2), readers (trainers and trainees) will find several exercises that can be used within the modules in order to develop the financial literacy competences. Some of these exercises and tools have been developed by the consortium, but we have also listed other valuable exercises that we have found in other programmes and websites. Copyright has been clarified. 

The contents of the Toolbox have been adapted to the specific financial situation in each partner country and for each national language. Where possible we have produced tools in all of the languages used in the partnership, however most of the country-specific links and exercises are only available in that language. It is especially so with interactive internet materials which often cannot be translated into other languages.